What it is: the person you name in a special power of attorney to perform the acts described in the document — on your behalf, in your name.
Plain English: the friend or family member in the Philippines who can sign for you, but only what the document says they can sign for. Like all POAs, the attorney-in-fact’s power is defined by the document — no more, no less.
Choosing the right person: because they’ll handle your money or property, pick someone you trust and who can actually get to the office, bank, or registry in the Philippines. A relative near the property is often the practical choice.
Watch out for: the attorney-in-fact owes you a fiduciary duty — they must act for your benefit, keep records, and not pocket anything. If something feels off, you (the principal) can revoke the SPA. Pick carefully; the document is powerful within its stated scope.